Danish interest rates

Nationalbanken's policy rate, the bond market and what new mortgage loans cost, with the price of the bonds behind them.

Policy rate

2.10%

+0.50 ppin a year11 Nov 2026

Mortgage bond yield

3.53%

+0.72 ppin a yearSept 2026

New fixed-rate loans

4.90%

+0.14 ppin a yearSept 2026

4% 2059 offer price

95.58

Totalkredit today · live 95.52

Daily moves

How each daily rate moved, one business day at a time, in basis points (0.01 percentage point). Totalkredit publishes today's rates only, so this app records them every business day, starting 11 Nov.

Rate	Latest	Last move	Fri 30	Mon 2	Tue 3	Wed 4	Thu 5	Fri 6	Mon 9	Tue 10	Wed 11	Thu 12
DESTR2.03%Overnight rate · Nationalbanken, next day	2.03%10 Nov	+0.1 bp	up +0.9	down −0.4	up +0.2	down −1.2	up +0.6	up +0.5	down −1.1	up +0.1
CITA 6M2.91%The reference rate F-kort resets to	2.91%12 Nov	first value										first
F-kort2.51%CITA 6M + 0.50, resets every 6 monthsA reset today gives 3.41%	2.51%12 Nov	first value										first
F33.31%Totalkredit cash rate, fixed for 3 years	3.31%12 Nov	first value										first
F53.43%Totalkredit cash rate, fixed for 5 years	3.43%12 Nov	first value										first
30-year fixed4.45%Yield on 4% 2059, the evening before	4.45%11 Nov	first value									first

UpDownUnchanged· An empty day has no new value: a holiday, or before the record started.

Interest rates

Per cent per year. Official rates are daily, market and loan rates are monthly averages.

Latest

Nationalbanken

Bond market

New mortgage loans

Bond prices (kurs)

Average price per 100 kr nominal of 30-year fixed-rate callable mortgage bonds, by coupon. End of month.

Prices move against rates. In this period, the 4% coupon and the mortgage bond yield have a correlation of −0.98 over 119 months. A bond pays a fixed coupon, so when new bonds pay more, old ones sell below 100.

Latest

Open for new loans today

Fixed-rate bonds you can take a new Totalkredit loan in, and today's variable rates.

Fixed-rate bond	Loan	Offer price	Live price	Yield
4% 205930 yrs · With repaymentDK0009552994	30 yrs · With repayment	95.58	95.52	4.45%
4% 205930 yrs · Up to 10 yrs interest-onlyDK0009553026	30 yrs · Up to 10 yrs interest-only	94.22	94.09	4.50%
4% 205930 yrs · Up to 30 yrs interest-onlyDK0009553109	30 yrs · Up to 30 yrs interest-only	92.68	92.55	4.52%
1% 205930 yrs · With repaymentDK0009553455	30 yrs · With repayment	66.45	65.95	4.09%
4% 204920 yrs · With repaymentDK0009556557	20 yrs · With repayment	97.97	97.95	4.30%
3.5% 204920 yrs · With repaymentDK0009553539	20 yrs · With repayment	94.75	94.25	4.17%
2% 203910 yrs · With repaymentDK0009553612	10 yrs · With repayment	93.12	93.15	3.35%

Prices and yields exclude bidrag (the bank's fee). Live prices as of 13:38, Copenhagen time.